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YOLO spend all, save nothing lifestyle vs. the Personal Finance Savy.. Saving for the rainy days, make your money work for you by investing, Emergency fund (3-6 months of expenses)

Retire at 65 vs. Mini Retirement (Tim Ferris, 4-hour workweek)

Live within your means vs. “If you live within your means you have no imagination” – Oscar Wilde and “Rather than say, ‘I can’t afford that,’ I ask, ‘How can I afford that?” – Robert Kiyosaki

FIRE (Financial Independence, Retire Early) vs. “Working is not just about money. It provides a place where you are social with people. It’s very good for brain health. Staying stimulated is how people live into their 90s.” – Kevin O’Leary